Top tips for happy motoring

Slow down

Sounds simple. Yet far too many collisions and injuries are simply caused by over-confident drivers driving too fast. Any speeding convictions will also result in a higher insurance premium, so keep safe and keep your premium down by keeping your speed down.

Check your tyre pressures

Tyres have a direct effect on a car's steering, braking and acceleration. So it pays to check the air pressure on all your car's tyres regularly, making sure that they are pumped up to the correct level shown in your manual. Incidentally, driving on soft tyres can also add 2% to your fuel costs.

Keep your car secure

Discounts on your insurance premium may apply if your car is fitted with additional security devices. These range from an inexpensive steering wheel lock to a vehicle tracking system. Storing your car off the road in a garage or on a driveway may also save you money and deter opportunist thieves.

Drive less

Many insurers will take your annual mileage into account when calculating premiums. So, less time on the road means a lower risk of collision. For instance, you could avoid the odd unnecessary short journey by walking to the shops instead.

Improve your driving

Many insurers will offer you discounts if you undertake additional driver training to give you driving skills over and above those you need in order to pass your driving test. The level of discounts offered will vary between insurers, so it is important to shop around.

New tip on Motor Insurance Bureau

All drivers insurance details are recorded on the motor insurance bureau.  You can check your details online to ensure your details are correctly recorded.