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Credit/Debit abroad

Using your card abroad?, don't forget to let us know before you go to help reduce the risk of you being affected by our fraud prevention controls.

Electron Card

Cash can be withdrawn from machines which display the Link/Visa logo. Your card allows you access to the Visa network of cash dispensers which are situated around the world, for details of the ATMs locations please use the Cash machine locator.

The Electron card allows a daily withdrawal limit of £250 sterling equivalent in the local currency (subject to the funds being in your account at the time of the withdrawal)

The Electron card can not be used to purchase goods abroad, it is purely an access point for cash withdrawals.

Visa Debit Card

The Visa Debit card can be used to withdraw funds from machines which display the Link/Visa logo and which are situated around the world. For details of the ATMs locations please use the Cash machine locator.

In addition to cash withdrawal, which is £250 sterling equivalent in the local currency, the card can also be used to purchase goods at any outlet that carries the Visa logo.

Visa Credit card

The Visa Credit card can be used to withdraw funds from machines which display the Link/Visa logo and which are situated around the world. For details of the ATMs locations please use the Cash machine locator.

In addition to cash withdrawal, which is £250 sterling equivalent in the local currency, the card can also be used to purchase goods at any outlet that carries the Visa logo.

The chart below indicates the charges that apply to the different cards, the Cash Advance Fee is 2% of the amount withdrawn and will show as a charge on your statement, the Cash Conversion Fee (2.75%) will not show as a separate charge, it will be included in the amount of the purchase/withdrawal. Interest will only be charged on Visa credit card transactions and these will be subject to the standard terms and conditions of the particular card.

All customers should be aware that whenever they purchase Travellers Cheques or currency on either their Visa card or their Visa Debit card they will be subject to a 2% cash-handling fee.