Platinum Fixed Rate credit card

9.9% Apr

The Platinum Fixed Rate credit card from The Co-operative Bank has no annual fee and you get peace of mind that the 9.9% APR typical/variable low rate will remain fixed for five years (variable after 5 years) for purchases and balance transfers.*

The Platinum Fixed Rate credit card also offers other benefits:

  • Rate remains fixed for 5 years.
  • Up to 46 days interest free credit if balance is paid in full by the due date
  • Free 90 day Purchase Protection Insurance†
    • Emergency cash and card replacement service.
    • 24 hour medical and legal assistance overseas.
    • Up to £100,000 free Travel Accident Insurance.† when you use your card to pay for your travel tickets
  • Exclusive Platinum Travelclub benefits.†
  • All our card plastics have been made of PETG, an environmentally friendly alternative to pvc credit cards.
  • The credit card is provided by The Co-operative Bank, which is still the only UK high street Bank to have a customer-led Ethical Policy.

To apply you must:-

  • be a UK resident
  • be aged 25 years or over
  • have a gross annual income of £25,000 or more and be an existing credit card holder.

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* Offer excludes balance transfers from other credit cards issued by the Bank.

† Terms and Conditions apply

The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.

For help with choosing the best credit card for you, visit: www.choosingandusing.co.uk

How to apply

  • 0800 995000
    Call charges
  • Local branch
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