Do I need it

Most people know someone who has suffered a tragedy in their family: a major accident, serious illness or untimely death. Life & Health insurance policies are designed to pay out in such circumstances, and can provide financial help for families and loved ones if a wage is suddenly lost, while regular commitments such as rent, a mortgage and utility bills remain.

How much life or health insurance you need does depend on your personal circumstances and other financial commitments you may have.  Children, dependents and mortgages are key considerations when it comes to thinking about life cover and whether it is something that you need.